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The HTC M9, the Taiwanese mobile-maker’s rumoured new flagship phone, could come in two variants, according to the estimable liege of leaks @evleaks.

The pair of handsets purportedly feature similar thin–bezel designs and a large front–facing camera.

However, the larger screen model appears to have a physical home button that resembles some of Samsung’s top–end devices.

Rumours about the M9 have been flying for weeks. HTC is said to be bringing its Ultra Pixel camera to the front of its new phone, ditching it round the back for a more traditional sensor.

The design is also said to follow the cues of last year’s One (M8) and 2013’s One.

HTC is holding a special event on March 1st, just ahead of Mobile World Congress, when it is likely to show off its new phones.

The company will be hoping to build on a successful 2014, when it managed to begin to turn things around after a dire few years of slow sales.

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It seems that moving home a few miles, sometimes even in the same city, can save an average American quite a packet on car insurance coverage.

Some more interesting factors are coming to light going by reports from the Consumer Federation of America (CFA).

According to the report, there are high variations in insurance rates charged by insurers on vehicle owners; rates are based on factors completely unrelated to driving such as area of residing, education level, occupation and credit score. Such factor-based calculations make it virtually impossible for less-income residents of many states unable to afford insurance coverage. At last estimates, the number of uninsured drivers and vehicles average more than 200,000 in a state like Maryland, for instance.

The report also mentions that insurers establish coverage rates in accordance with state laws and risk factors which vary. For e.g. a city resident will pay more insurance because it is likely that his car is at more risk of being involved in an accident, being vandalized or stolen; in each of these cases claims will be filed with the insurance company.

A CFA Director is on record to say that insurance providers are always on the lookout for 'actuarial links' between potential risk elements and certain types of policy holders. He says that these companies try to price the policies to reflect the potential risk; the auto industry has access to a lot of customer data just as other businesses do in respect of potential customers.

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Apple CEO Tim Cook was said to be ‘deeply offended’ by claims about working practices in Apple’s supply chain made in a BBC documentary last week.

In a letter to Apple’s UK staff, Apple’s senior vice president of operations, Jeff Williams said, “Like many of you, Tim and I were deeply offended by the suggestion that Apple would break a promise to the workers in our supply chain or mislead our customers in any way.”

Apple last year promised to tighten up its supply chain after it was revealed staff were being forced by partner firms to work overtime, with many falling asleep on the job. Some staff at Foxconn, Apple’s main assembly partner, took their own lives.

The new BBC documentary alleged overtime was still being widely enforced, with workers exhausted and stressed. It also claimed that illegally mined tin from Indonesia was finding its way into Apple’s supply chain, something which Apple has admitted does happen.

Williams’ letter detailed what Apple has already done to attempt to fix these issues and said that the facts he laid out had not been used by the BBC in its documentary.

Of the illegal tin ending up in Apple’s devices, Williams said, “Apple has two choices: We could make sure all of our suppliers buy tin from smelters outside of Indonesia, which would probably be the easiest thing for us to do and would certainly shield us from criticism. But it would be the lazy and cowardly path, because it would do nothing to improve the situation for Indonesian workers.”

The documentary has once again opened the debate about where mobile phone companies source their materials and the wider cost of the world’s rabid appetite for new technology at any cost.

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The benchmark BSE Sensex extended losses by declining over 130 points in opening trad, as funds and investors indulged in booking profits in recent gainers amid a weak trend overseas.

The 30-share barometer, which had lost 54.53 points in the previous session, fell by 130.78 points, or 0.48 per cent, to 27,134.54.  All the sectoral indices, except healthcare, were trading  in negative zone with losses up to 0.97 per cent. Also, the broad-based National Stock Exchange index Nifty shed 36.15 points, or 0.44 per cent, to 8,116.80. Equity brokers said increased profit-booking by retail investors at higher levels amid weak trend on other Asian bourses following overnight losses on the US market dampened  trading sentiment.

Meanwhile, the rupee also weakened by 23 paise to 60.83 against the US currency in early trade today at the Interbank  Foreign Exchange market due to dollar's gains against other currencies overseas.

Among other Asian markets, Hong Kong's Hang Seng fell by 1.06 per cent, while Japan's Nikkei moved down by 0.38 per cent in early trade. However, the US Dow Jones Industrial Average ended 0.57 per cent lower in yesterday's trade. 

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Android 4.4 KitKat is, of course, keeping things ticking over. And despite Motorola being sold by Google, it remains a thankfully bloatware-free experience.

The upshot of which is you can expect more timely software updates and that they'll be no fiddly custom skins to get to grips with.

It has customisable designs too, with new Motorola Shells letting you change the look and feel of your smartie.

Prices start at just £144.99 SIM free, with the handset set to hit shelves in October.

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The iPhone 6 looks set to come good on a recent slew of rumours regarding the device’s NFC capabilities. At last.

In a new, idiosyncratic post, journalist and renowned Apple-watcher John Gruber claims the company will indeed use the tech for mobile payments made from its new new handset.

Writing on his Daring Fireball site, Gruber stated: “I’ve been working on a new joke — about NFC and a new secure enclave where you can store your credit cards, so you can pay for things at brick and mortar retail stores just by taking out your iPhone, but only if it’s one of the new iPhones — but no one seems to get my sense of humor [sic].”

The ‘joke’ line refers to a recent Gruber Tweet in which he claimed he was just larking about Apple releasing a smartwatch next month, despite making that very prediction.

Gruber is known to have impeccable connections inside Apple, so it looks like these NFC plans are the real deal.

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